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ONLINE PRIVACY POLICY AGREEMENT

May 24, 2023

Sterling Investment Group LLC ( SIG) values its users' privacy. This Privacy Policy ("Policy") will help you understand how we

collect and use personal information from those who visit our website or make use of our online facilities and services, and

what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those

affiliated with Sterling Investment Group LLC of our commitment and realization of our obligation not only to meet, but to

exceed, most existing privacy standards.

We reserve the right to make changes to this Policy at any given time. If you want to make sure that you are up to date with

the latest changes, we advise you to frequently visit this page. If at any point in time Sterling Investment Group LLC decides

to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this

information was initially collected, the user or users shall be promptly notified by email. Users at that time shall have the

option as to whether to permit the use of their information in this separate manner.

This Policy applies to Sterling Investment Group LLC, and it governs any and all data collection and usage by us. Through the

use of sterlingsandiego.com, you are therefore consenting to the data collection procedures expressed in this Policy.

Please note that this Policy does not govern the collection and use of information by companies that Sterling Investment

Group LLCdoes not control, nor by individuals not employed or managed by us. If you visit a website that we mention or link

to, be sure to review its privacy policy before providing the site with information. It is highly recommended and suggested that

you review the privacy policies and statements of any website you choose to use or frequent to better understand the way in

which websites garner, make use of and share the information collected.

Specifically, this Policy will inform you of the following

1. What personally identifiable information is collected from you through our website;

2. Why we collect personally identifiable information and the legal basis for such collection;

3. How we use the collected information and with whom it may be shared;

4. What choices are available to you regarding the use of your data; and

5. The security procedures in place to protect the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we

reserve the right not to register you as a user or provide you with any products or services.

In addition, Sterling Investment Group LLC may have the occasion to collect non-personal anonymous demographic

information, such as age, gender, household income, political affiliation, race and religion, as well as the type of browser you

are using, IP address, or type of operating system, which will assist us in providing and maintaining superior quality service.

Why We Collect Information and For How Long

We are collecting your data for several reasons:

· To better understand your needs and provide you with the services you have requested;

· To fulfill our legitimate interest in improving our services and products;

· To send you promotional emails containing information we think you may like when we have your consent to do so;

· To contact you to fill out surveys or participate in other types of market research, when we have your consent to do so;

· To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be

determined based upon the following criteria: the length of time your personal information remains relevant; the length of time

it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within

which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or

associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such

information as stated in this Policy.

Use of Information Collected

Sterling Investment Group LLC does not now, nor will it in the future, sell, rent or lease any of its customer lists and/or names

to any third parties.

Sterling Investment Group LLC may collect and may make use of personal information to assist in the operation of our

website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally

identifiable information as a means to keep you informed of other possible products and/or services that may be available to

you from sterlingsandiego.com

Sterling Investment Group LLC may also be in contact with you with regards to completing surveys and/or research

questionnaires related to your opinion of current or potential future services that may be offered.

Sterling Investment Group LLCuses various third-party social media features including but not limited to and other interactive

programs. These may collect your IP address and require cookies to work properly . These services are governed by the

privacy policies of the providers and are not within Sterling Investment Group LLC's control.

Disclosure of Information

Sterling Investment Group LLC may not use or disclose the information provided by you except under the following

circumstances:

· as necessary to provide services or products you have ordered;

· in other ways described in this Policy or to which you have otherwise consented;

· in the aggregate with other information in such a way so that your identity cannot reasonably be determined;

· as required by law, or in response to a subpoena or search warrant;

· to outside auditors who have agreed to keep the information confidential;

· as necessary to enforce the Terms of Service;

· as necessary to maintain, safeguard and preserve all the rights and property of Sterling Investment Group LLC.

Non-Marketing Purposes

Sterling Investment Group LLC greatly respects your privacy. We do maintain and reserve the right to contact you if needed

for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in Sterling Investment

Group LLC products and services). In certain circumstances, we may use our website, newspapers, or other public means to

post a notice.

Children under the age of 13

Sterling Investment Group LLC's website is not directed to, and does not knowingly collect personal identifiable information

from, children under the age of thirteen (13). If it is determined that such information has been inadvertently collected on

anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is

deleted from our system's database, or in the alternative, that verifiable parental consent is obtained for the use and storage

of such information. Anyone under the age of thirteen (13) must seek and obtain parent or guardian permission to use this

website.

Unsubscribe or Opt-Out

All users and visitors to our website have the option to discontinue receiving communications from us by way of email or

newsletters. To discontinue or unsubscribe from our website please send an email that you wish to unsubscribe to

contact@sterlingsandiego.com. If you wish to unsubscribe or opt-out from any third-party websites, you must go to that

specific website to unsubscribe or opt-out. Sterling Investment Group LLC will continue to adhere to this Policy with respect to

any personal information previously collected.

Links to Other Websites

Our website does contain links to affiliate and other websites. Sterling Investment Group LLC does not claim nor accept

responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users

and visitors to be aware when they leave our website and to read the privacy statements of every website that collects

personally identifiable information. This Privacy Policy Agreement applies only and solely to the information collected by our

website.

Notice to European Union Users

Sterling Investment Group LLC's operations are located primarily in the United States. If you provide information to us, the

information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the

EU-US Privacy became operational on August 1, 2016. This framework protects the fundamental rights of anyone in the EU

whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to

companies that are certified in the US under the Privacy Shield.) By providing personal information to us, you are consenting

to its storage and use as described in this Policy.

Security

Sterling Investment Group LLC takes precautions to protect your information. When you submit sensitive information via the

website, your information is protected both online and offline. Wherever we collect sensitive information (e.g. credit card

information), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon

in the address bar and looking for "https" at the beginning of the address of the webpage.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only

employees who need the information to perform a specific job (for example, billing or customer service) are granted access to

personally identifiable information. The computers and servers in which we store personally identifiable information are kept in

a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure or modification of the

user's personal information under our control.

The company also uses Secure Socket Layer (SSL) for authentication and private communications to build users' trust and

confidence in the internet and website use by providing simple and secure access and communication of credit card and

personal information. In addition, Sterling Investment Group LLC is a licensee of TRUSTe.

Acceptance of Terms

By using this website, you are hereby accepting the terms and conditions stipulated within the Privacy Policy Agreement. If

you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your

continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you

agree and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to

contact us at the following email, telephone number or mailing address.

Email: contact@sterlingsandiego.com

Telephone Number: 6193562819

Mailing Address:

Sterling Investment Group LLC

5694 Mission Center Rd # 206

San Diego, California

92108

GDPR Disclosure:

If you answered "yes" to the question Does your website comply with the General Data Protection Regulation ("GDPR")? then the Privacy Policy above

includes language that is meant to account for such compliance. Nevertheless, in order to be fully compliant with GDPR regulations your company must

fulfill other requirements such as: (i) doing an assessment of data processing activities to improve security; (ii) have a data processing agreement with any

third party vendors; (iii) appoint a data protection officer for the company to monitor GDPR compliance; (iv) designate a representative based in the EU

under certain circumstances; and (v) have a protocol in place to handle a potential data breach. For more details on how to make sure your company is

fully compliant with GDPR, please visit the official website at https://gdpr.eu. FormSwift and its subsidiaries are in no way responsible for determining

whether or not your company is in fact compliant with GDPR and takes no responsibility for the use you make of this Privacy Policy or for any potential

liability your company may face in relation to any GDPR compliance issues.

COPPA Compliance Disclosure:

This Privacy Policy presumes that your website is not directed at children under the age of 13 and does not knowingly collect personal identifiable

information from them or allow others to do the same through your site. If this is not true for your website or online service and you do collect such

information (or allow others to do so), please be aware that you must be compliant with all COPPA regulations and guidelines in order to avoid violations

which could lead to law enforcement actions, including civil penalties.

In order to be fully compliant with COPPA your website or online service must fulfill other requirements such as: (i) posting a privacy policy which describes

not only your practices, but also the practices of any others collecting personal information on your site or service — for example, plug-ins or ad networks;

(ii) include a prominent link to your privacy policy anywhere you collect personal information from children; (iii) include a description of parental rights (e.g.

that you won't require a child to disclose more information than is reasonably necessary, that they can review their child's personal information, direct you

to delete it, and refuse to allow any further collection or use of the child's information, and the procedures to exercise their rights); (iv) give parents "direct

notice" of your information practices before collecting information from their children; and (v) obtain the parents' "verifiable consent" before collecting, using

or disclosing personal information from a child. For more information on the definition of these terms and how to make sure your website or online service

is fully compliant with COPPA please visit https://www.ftc.gov/tips-advice/business-center/guidance/childrens-online-privacy-protection-rule-six-stepcompliance.

FormSwift and its subsidiaries are in no way responsible for determining whether or not your company is in fact compliant with COPPA and

takes no responsibility for the use you make of this Privacy Policy or for any potential liability your company may face in relation to any COPPA compliance

issues.

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