Sterling Cash Fund
The Sterling Cash Fund is a debt fund offering 8-12% fixed annual returns. It's a strong alternative to CDs and money market accounts. Ideal for self-directed retirement investors or anyone seeking predictable, high-yield cash flow.
Sterling Cash Fund
The Sterling Cash Fund is a debt fund offering 8-12% fixed annual returns. It's a strong alternative to CDs and money market accounts. Ideal for self-directed retirement investors or anyone seeking predictable, high-yield cash flow.
Base Terms
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$50,000 minimum investment
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4-24 months investment timeline
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Distribution varies based on individual terms
Longer Timeline, Higher Return
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0.5% for each additional 12 months
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Up to 48 additional months (for a total of 60-month commitment) would yield 2% extra per year
Bigger Investment, Higher Return
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$50K-99K earns 8% per year
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$100K-199K earns 9% per year
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$200K-299K earns 10% per year
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$300K+ earns 12% per year
Example
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$100K for 24 months = 9.5% ARY
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$250K for 36 months = 11% ARY
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$300K+ for 60 months = 14% ARY
FAQs
Have questions? We've got answers!
1
Is APY a promotional rate? Will it change on me?
Short answer: No, it’s not a promotional rate. And yes, it is subject to change.
Long answer: We’ll always notify you when the rate changes — which generally happens in response to a change in the Federal Funds Rate, or when there’s a significant change in the rates our partner banks pay us to hold our clients’ deposits.
3
How hard is it to transfer from savings to investing?
So not hard at all! Money can usually be transferred to your Investing Account quickly and can be invested when opportunities open.
2
Is my money safe with Sterling?
Exceptionally safe. Your money gets up to X FDIC insurance.
Beyond the federal backstop provided by the FDIC, we keep your money secure by complying with the rules of our federal regulators, protecting your data with robust security practices, and conducting annual third-party accounting audits.
4
What if I want to withdraw my money?
It’s your money, so you can withdraw whenever you need it, with no fees.
What Our Clients Say
Lisa Nickell
"We are very happy with Sterling Investment Group! Nick and his team are great at what they do: knowledgeable, professional and a real top notch group of individuals. They are always open to communicate and keep you in the loop. How refreshing to find a company who is transparent and honest and do what they say they are going to do! I would absolutely recommend them!"